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Help Yourself Campaign @ the UNT Libraries

Students can face many challenges and situations while in college. We can help you help yourself. Guide created and maintained by Brea Henson.

Financial Literary, Help Yourself Campaign, UNT Library

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Subject Headings and Call Numbers

Locate books with these call numbers at Willis and Sycamore Libraries, GOVT Online Resources, and UNT Online Resources. Physical materials can be checked out at one of our service desks or through our self-check machines for complete privacy. 

College Debt

  • LB2342.2 A-Z

Finance, Personal

  • HG179

Student Loans & Financial Aid

  • LB2337 – LB2340.94


  • HJ2240 - HJ5908

Financial Services at Money Management Center

The Student Money Management Center helps students succeed in their financial lives. They give students the tools to increase their knowledge, skills, awareness and confidence to become financially empowered.

Financial Readiness Program

This team takes SMMC services to students. They reach out to students in classrooms, residence halls, and student organization meetings. They also create their own events such as workshops, presentations, tabling, and other special events. Wherever students are, they will be there.

Their List of Workshops Include:

  • Building Credit
  • Buying your First Home
  • Fast Cash! Ways to increase your income
  • Financial Intelligence Training
  • Student Loan Repayment
  • Study Abroad 101
  • Ways to Save

To lean more about these workshops, visit their website by following the link.


Financial Wellness Program

Our coaching team listens. We help students understand their financial situations and explore various options and resources. Our goal is to ensure each student who walks into our office has the tools they need to succeed in the future. All coaching sessions are confidential. Walk-in hours are available on a first-come/first-serve basis.

Coaching topics include: 

  • Budgeting & saving

  • Paying for School

  • Student Loans

  • Money Management

  • Credit & Debit

  • Study Abroad

  • Campus Resources

  • Life After Graduation

You can learn more about these topics by following the link.


Eagle Support Program

The Eagle Support Program provides emergency funding to students in need. The program is a loan-based program that addresses cost of attendance and living expenses (not including tuition and fees) specific to UNT. Contact the Student Money Management Center - Chestnut 313 | (940) 369-7761 for more information.

Paying for College

College Costs

Tuition and fees vary by college. Detailed information regarding tuition and fees at UNT is available from Student Financial Services. For a general cost estimate of what you will be billed, use one of the tuition plan calculators provided by Student Financial Services.


What is Cost of Attendance?

Cost of Attendance (COA), as determined by Student Financial Aid and Scholarships, is the estimated cost for a typical student to attend UNT. COA includes estimated tuition and fees, as well as other basic living expenses. COA is used, along with your Expected Family Contribution, to calculate your financial aid awards.

To lean more about how much college costs visit the Student Financial Aid and Scholarships website.


Types of Aid

UNT offers a variety of options to help you pay for your college education. The types of aid listed below require the following: be a U.S citizen or eligible non-citizen; completion of the Free Application for Federal Student Aid each year by the established priority dates; maintain Satisfactory Academic Progress requirements; and at least half-time enrollment in an eligible program at the university.

Some programs have restrictions based on established need, residency status, classification, and additional required documentation.



A grant is free money and does not have to be repaid. If you withdraw from the university, never begin attending a class(es), or stop attending classes, you may be subject to the Return of Title IV Repayment Policy.



Annual Award Range


UNT Information

Federal Pell Grant

EFC from 0-5486

Up to $6,095

Undergraduate only

Learn more

Federal Supplemental Educational Opportunity Grant

Must be Pell Eligible

Up to $1,000

Undergraduate only

Learn more

Federal TEACH Grant

Financial Aid Eligible

Up to $4,000

Undergraduate only

Learn more


EFC from 0-5609 Texas Residency

Up to $5,000

Undergraduate only

Learn more

Texas Public Education Grant

Financial Need

Varies, up to Need

Undergraduate, Graduate


UNT Grant / UNT Tuition Grant

Financial Need

Varies, up to Need

Undergraduate, Graduate




A loan is borrowed money that must be repaid with interest. If you withdraw from the university, never begin attending a class(es), or stop attending classes, you may be subject to the Return of Title IV Repayment Policy.


Annual Award Range


UNT Information

Federal Direct Subsidized Loan

Up to $5,500 (Undergrad only)

Undergraduate only

Learn more

Federal Direct Unsubsidized Loan

Up to $12,500 (Undergraduate)
Up to $20,500 (Graduate)

Undergraduate, Graduate

Learn more

Parent PLUS Loan

Varies, up to COA

Undergraduate only

Learn more

Federal Direct Graduate PLUS Loan

Varies, up to COA

Graduate only

Learn more

Private Loans

Varies, up to COA

Undergraduate, Graduate

Learn more

Texas B-On-Time (BOT) Loan

This loan is no longer being awarded to new borrowers

Learn more



The College Work-Study program allows students to work part-time in specified positions to earn up to $2500 per semester to help pay for educational expenses.

Departments can learn more about how they can use federal or state funds in whole or part to cover student employees earnings starting at 70%.


More Resources on Aid


Types of Scholarships

University Scholarships

The Student Financial Aid and Scholarships (SFAS) office administers these scholarships. Apply for these scholarships by completing the General Scholarship Application. Review competitive scholarship waiver information.

Name Population Annual Award Range UNT Information
UNT Excellence Scholarships Incoming Freshmen $1,000-$10,000 Learn more
UNT Meritorious Scholarship for National Merit Finalists Incoming Freshmen, National Merit Finalists Full Cost of Attendance Learn more
SFAS Academic Scholarships Incoming Freshmen, Transfer Students, Continuing Students, Graduate Students Varies Learn more
UNT Transfer Scholarships Transfer Students $1,000-$3,000 Learn more
UNT-Collin College Transfer Scholarships Transfer Students from Collin College $500 per term Learn more


Departmental Scholarships

These scholarships are made available through designated contributions from donors. The SFAS office and many other campus departments manage these awards. Donors specify what department they want to manage the scholarship along with the award's eligibility criteria. Review competitive scholarship waiver information.

Name Population Annual Award Range UNT Information
Department-Sponsored Scholarships All Students Varies Learn more
Ronald E. McNair Scholars Program Undergraduate Students Varies Learn more
Texas Academy of Mathematics and Science (TAMS) Early College Program Students Varies Learn more


External Scholarships

Private agencies and other organizations fund these scholarships.


More Resources on Scholarships


More Resources, Forms, and Guidelines to Review

More Library Guides of Interest

Government Financial Assistance Guide

Many people look to the government to find out how to apply for a grant or to get "free money," which they have seen advertised on television or in various publications. Grants usually go to state and local governments or nonprofit organizations, which then use the money to operate assistance programs locally. It may be difficult for an individual to qualify for a federal grant. has information about legitimate grant and loan opportunities and contact information for grant- or benefit-sponsoring agencies. Lean more at

Highlights from the Collection: Financial Literacy

Copyright © University of North Texas. Some rights reserved. Except where otherwise indicated, the content of this library guide is made available under a Creative Commons Attribution-NonCommercial 4.0 International (CC BY-NC 4.0) license. Suggested citation for citing this guide when adapting it:

This work is a derivative of "Help Yourself Campaign @ the UNT Libraries", created by [author name if apparent] and © University of North Texas, used under CC BY-NC 4.0 International.

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