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Financial Assistance: Introduction

Sources of federal and state government grants, loans, and other financial assistance.


Government Grants and Loans for Individuals

Many people look to the government to find out how to apply for a grant or to get "free money," which they have seen advertised on television or in various publications. Grants usually go to state and local governments or nonprofit organizations, which then use the money to operate assistance programs locally. It may be difficult for an individual to qualify for a federal grant. has information about legitimate grant and loan opportunities and contact information for grant- or benefit-sponsoring agencies.

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